Putting life on hold

Cost of living crisis delays home ownership, having children and retirement. Rising living costs have been so significant in recent months that most UK households will have noticed a squeeze on their monthly budgets. Not only does this have a direct impact on people’s lifestyles, even though they are making every effort to cut back,…

Read more

It’s never to early to plan ahead

Pension savers struggling to save enough for their later years. There is no doubt that the UK is facing a retirement income crisis. With wage stagnation and rising living costs, many people are struggling to save enough for their later years. This is particularly true for those on lower incomes, who are often unable to…

Read more

Navigating the cost-of-living crisis

Britons are cutting back on food and entertainment to keep cars on the road. Soaring petrol costs pushed inflation to its highest level for 40 years. New research has uncovered the impact of these high fuel prices on consumers as more than a third (35%) are spending less on food to keep their car on…

Read more

TIPS Financial Magazine September/October Edition 2022

Welcome to our latest edition. Rising living costs have been so significant in recent months that most UK households will have noticed a squeeze on their monthly budgets. Not only does this have a direct impact on people’s lifestyles, even though they are making every effort to cut back, but it has a knock-on effect…

Read more

Truly Independent shortlisted for Finance Awards 2022

We are delighted to announce that Truly Independent has been nominated for this year’s SME News Finance Awards. This award endeavours to recognise those who have excelled in the past year. Likewise, they aim to publicise the firms that have contributed to the financial sector. The UK Finance Awards highlight the companies who shine in…

Read more

Wealth vs Health

More than half ignore medical advice and work despite poor health due to financial worries. When you are off work due to an illness or injury, worries about how you are going to pay your bills can make an already stressful situation worse. So much so that many people are finding themselves in the very…

Read more

Recession-proof your finances

10 practical steps to ensure your money is working hard for you. In these uncertain times, it’s more important than ever to make sure your finances are in order. The Bank of England believes that a painful squeeze on our living standards, driven primarily by soaring energy prices, is set to intensify and will push…

Read more

8 things to consider as your retirement approaches

Bolster your retirement lifestyle as you approach your planned retirement date. Have you ever wondered what you need to consider as you approach retirement? Whatever your concept of what is a good pension pot, many would argue that relying on the State Pension alone will not give you a good enough pension to live on…

Read more

Midlifers set to be impacted twice by the cost of living

Financial planning is essential to help balance priorities. As the cost of living crisis continues to rise, midlifers are set to be impacted particularly hard. This is because many midlifers are still paying off mortgages and other debts, while also trying to support their families. This means that they often have less disposable income than…

Read more

How much will you need to retire?

A quarter of savers approaching retirement at risk of not having an ‘adequate pension’ One of the biggest mistakes you can make is not saving enough for your retirement. This can leave you struggling to make ends meet in your later years, and may even force you to rely on others for financial support. It’s…

Read more

Rising cost of living crisis

3 tips to maintain your financial wellbeing The rising cost of living is one of the most pressing issues facing many families today. The price of food, energy, fuel and other necessities has risen significantly in recent months. This has made it difficult to make ends meet and has put a strain on many household…

Read more