Understand Investment Risk

If you want to plan for your financial future, it helps to understand investment risk. If you understand the risks associated with investing and you know how much risk you are comfortable taking, you can make informed decisions and improve your chances of achieving your goals. Risk is the possibility of losing some or all…

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Life Insurance Protection

Welcome to our Guide to Life Insurance Protection. It’s not easy to think about how you would secure your family’s future if you were no longer around. Understandably, we would rather not think of the time when we’re no longer around. But it’s important to protect the things that really matter – like our loved…

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Your five year plan for a comfortable retirement

Do you have a five year plan for a comfortable retirement? Retiring is a huge life event and the very concept of retirement is changing with phased retirement becoming more common. The way we access our pension is now a lot more flexible, and it’s no secret that in the UK we’re living longer than…

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Plan for the life you want

No two people have identical financial circumstances, which is why it’s essential you have your own total wealth solution that meets your individual needs and goals. Planning for financial success can be complicated in today’s world. A broad knowledge of everything from complex retirement and investment products to risk management strategies and tax laws is…

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Protecting wealth

A total wealth solution has no value unless it is properly implemented through an appropriate investment strategy. If you’ve got a sufficient amount of money in your cash savings account – enough to cover you for at least six months – and you want to see your money grow over the long term, then you…

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Create a total wealth solution

We’ve put together some steps to help you create a total wealth solution. If you do not know where you are going on your journey, how will you know when you arrive? This is very true about the importance of having financial goals. You need to set financial goals to help you make wise financial…

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Visualise your future

Financial well-being ultimately comes from achieving financial security and independence. When you’ve reached a state of financial well-being, you’ve got to a point where you have a sufficient level of income for your lifestyle needs, enough capital to give you peace of mind, and the knowledge that whatever happens you, your family and business are…

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Tax planning tips

We’ve put together a list of the ‘top 5’ tax planning tips to consider before 5 April 2020, the end of the 2019/20 tax year. Making sure you use up any allowances you are entitled to is the first step to reducing the amount of tax you may be liable to pay. The rates given…

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Protecting what matters

If something should happen to you, the last thing you want is for you or your family to be worrying about money. One of the most important aspects of your financial planning should be to ensure that you’ve made provision for your family and any dependants in the event of a serious illness, injury or…

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Turning pensions into money you can use

Today, you’ve got a number of options and permutations available when it comes to turning pensions into money you can use. But lots of choice can also mean increased confusion. Your retirement might seem like a far off prospect, but knowing how you can access your pension pot can help you understand how best to…

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Retirement Longevity

If you are in your 50s or 60s, your thoughts are probably turning towards retirement. When should you retire? How much money do you need? Your destiny is in your own hands. In trying to answer these questions, you face a problem. Because of longevity trends, we are on average living longer. With longevity increasing,…

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We’re shortlisted in the MoneyAge Awards

We’re delighted to announce that we’ve once again been shortlisted in the MoneyAge Awards 2019 for the ‘Financial Adviser of the Year (medium to large)’ category. No in their 4th year, the MoneyAge Awards celebrate the excellence, innovation and professionalism in the ever expanding and innovative personal finance space. It honours the financial specialists who…

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